CANCER, HEART ATTACK AND STROKE COVER

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Critical Illness Protection

Critical illness protection is the financial services name for Cancer, Heart Attack and Stroke cover. It provides financial protection in the event of being diagnosed with a critical illness. Cancer, Heart Attack and Stroke are known as the big three, the main causes for successful claims against critical illness policies.

Approximately 80% of successful claims include these three diagnoses along with Multiple sclerosis at differing levels.

To understand how Critical illness cover work please follow the links below.

Level term critical illness insurance provides a lump sum (a specific amount of money i.e. £100,000) in the event of a confirmed diagnosis of a defined critical illness during the term.

The term is the period of time the policy is in force.

Decreasing term critical illness insurance provides a lump sum (a specified amount of money i.e. £100,000 at policy inception or start date reducing to £0 by the end of the term) in the event of a confirmed diagnosis of a defined critical illness during the term.

It’s called decreasing term critical illness insurance as the amount of the lump sum decreases in line with a specified percentage reduction on each policy anniversary.

The term is the period of time the policy is in force.

We want you to understand why we believe this is important for everyone so below you will find links to the independent sites associated with these illnesses.

https://www.cancerresearchuk.org

https://www.bhf.org.uk/informationsupport

https://www.stroke.org.uk

https://www.mssociety.org.uk

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